Friday, 6 August 2021

So what is the working class mindset?

Hi there, I have recently been asked a really good question by one of my readers Amanda, she wanted me to explain to her what the "working class mindset" was; given that she has come from a rather rich family, it was something I thought I would try to explain as it can be hard for rich people to understand what it means to be working class. I did do a piece on the issue three years ago but I think it is time to revisit the concept of being working class. Firstly, let's start with the definition of what it means to be working class: "the social group consisting primarily of people who are employed in unskilled or semi-skilled manual or industrial work." This definition used to be simpler a generation ago - if you were well educated and highly skilled, you would use your brain to earn a living like a doctor or a lawyer. If you were uneducated and had no skills, you would then use your muscles to earn a living like a manual laborer. But these definitions are not that simple in the real world: take a taxi driver for example. He's not using his muscles to operate the car, which could be defined as a piece of machinery which requires some level of skill to operate. He may also need to figure out how to find passengers via an app on a smart phone, but do we classify taxi drivers as highly skilled professionals like doctors and lawyers? No, we would consider them as working class. But we can spend ages trying to define who is and who isn't working class in 2021, one obvious way to identify a working class person is to see if they have a working class mindset, but what exactly is that? So allow me to try to explain that to you now using my very working class family as an example. 
The hardship is real and can even be quite extreme for some.

My mother had a really difficult childhood and she experienced hardship on a scale that was downright cruel - she had six siblings and back in those days, having that many children was completely normal. There simply wasn't enough money for a big family given that my grandfather was just an uneducated odd job laborer - my mother told me that he tried to start a small business by buying items like handkerchiefs and hair clips in bulk and then selling them door to door. The profit margins were so thin and some days, he would walk from street to street, from dawn to dusk and not even break even. My mother was so malnourished when she was a child - she was so painfully thin; she told me how a teacher once felt sorry for her and gave her a bottle of cod liver oil, but it tasted so vile that she couldn't bring herself to drink it. But my mother was lucky, when she was about 6 years old, her older sister fell sick and because the family was so poor, they couldn't afford the medicines and by the time they rushed her to the hospital, she died soon after. My mother saw her sister die as a child because they were simply too poor to buy simple things like nutritious food and medicine to save a sick child - that's the kind of experience that you never forget and it will always cloud your judgment as an adult. Now what my mother suffered as a child was pretty extreme but post-war Singapore in the late 1940s and 1950s was a very impoverished place and her experience wasn't unique. So how has my mother's rather traumatic childhood affected her as an adult for years, even after she got married, got a stable job and moved into a lovely house? 

What is the psychological impact of this kind of hardship?

The key thing that I have observed from my mother's behaviour is her fear of running out of money - this has little to do with one's bank balance but rather, this is a reflex, default response after having been in such a situation like witnessing your sister die as you were too poor to save her. That awful experience has scarred her for life I'm afraid. Allow me to explain it this way: I have just spent a lot of money on a new suit from Jermyn Street near where I work - after all, I have received my first pay check from my new job so I wanted to buy something to celebrate. I thought I was going to get a shirt but I ended up getting the suit instead. Mind you, the suit I picked was very expensive (well nothing from Jermyn Street is cheap - it is one of the most expensive places in London to shop) but I have two main reasons to treat myself to such an expensive purchase. Firstly, even if I spend a lot of money today, I am confident that I will keep on earning a lot of money every month with this new job so it's not like this pay check is a one-off windfall but something I can now expect at the end of every month. Secondly, I believe that if I buy such an expensive suit, I will feel good when I wear it and in turn, I would project a lot more confidence when I deal with people at work dressed in this very fine suit. So I believe that it is a worthwhile investment from that point of view, then I don't feel like it is a waste of money to buy such expensive clothes. Now someone like my mother would never buy something expensive or luxurious like that because she would rather save the money for a rainy day; even if she has a lot of money in the bank, she is very reluctant to spend any of it.
How does this mindset affect one's attitude towards money?

You might think that this kind of behaviour is relatively harmless but let me illustrate how it can have far reaching consequences in the long run. My husband and I have accumulated quite a lot of money during the lockdown since we're staying at home a lot more and we can't travel, so I'm currently looking at options to invest that money we've built up. There are a range of options from low risk to high risk options - if you simply keep the money in the bank account in a typical British bank, you will get about 0.1% interest a year and your money is totally safe but the rate of return is painfully low. There are options which promise to deliver 50%  and even higher rates of return (for example with Forex trading) but the risk factor is much higher. You could make a massive gain or you could lose your original investment. A working class person like my mother would be so consumed by the fear of losing her money that she would opt for the option with the lowest risk, even if it means getting no interest at all by keeping all that money in a current account. However, that's why the poor stay poor - they never even give themselves the opportunity to access more lucrative options. Do rich people always make big money when they participate in such high risks investment schemes? No, obviously not - they will win some and lose some. But unless they're very unlucky, even a mixed result of "win some and lose some" will usually leave them much better off than if they simply went for the no-risk/low-risk option of keeping the money in a current account in the bank - it is a calculated risk I am willing to take because of potential rewards are huge. 

But what's wrong with this mindset?

At this stage you may think, "hey there's nothing wrong with your mother's working class mindset - she is a woman who doesn't spend money on expensive clothes and she is very careful with her money, surely that's a good thing and you are the one wasting money on luxury items and taking huge risks with your investments here." But let's analyze the implications of such a mindset: in refusing to spend money on yourself and being so extremely risk averse when it comes to any issues with your money, you then stop investing in yourself. Let's take going to university for example: it is a massive investment. You're not only paying for all the tuition fees and the costs associated with housing, travel, food, etc for those three or four years, but you're also depriving yourself the chance to work full time in that period - hence it is a combination of the money spent and the opportunity cost as well. However, people do go to universities regardless because they believe that it will pay off - they will get through the degree programme, they will graduate with good results and they will then have a better chance of getting a good job upon entering the working world. Someone who is extremely risk averse may take a step back and say, "that's too much of a risk with an uncertain outcome - I may struggle to pass at university, I may hate the course, I may have a bad exam in my finals and then end up with terrible result, but even if I get through all that, the degree may not make that much of a difference in the working world in the future. There is just no guarantee, no certainty that the degree will be worth it, I think that I'm not going to bother with university at all."
The consequence of the working class being risk averse.

Nonetheless, it is evident that graduates are more likely to find jobs more quickly than non-graduates and earn more over a lifetime but because this is not a straightforward issue and there are so many variables involved, it makes choosing not to go to university a logical and sensible choice for those who are risk averse. In the UK, the percentage of working class students who do go to university are much lower than those of middle and upper class backgrounds. There are a whole range of factors of course but this risk averse attitude when it comes to such a big long term investment in one's future does play a major part in explaining why many working class people in the UK do not go to university; when you look at the top, elite universities, working class students become extremely rare. In a report by the BBC, only 2% of white working class male students make it to the top group of universities in the UK - so much for white privilege, in fact in the UK, it is your class identity that determines your future rather than your skin colour. Thus Asian and black students with middle/upper class parents are far better off than white students with working class parents. If your parents are risk averse when it comes to investing in their own education, then they are unlikely to want to invest in your education - I have friends with working class backgrounds who have had to fight tooth and nail with their parents to go to university; this is not because their working class parents were trying to sabotage their futures by depriving them of a degree, but they then default to this risk averse stance whenever it involves money - we go back to this fear of running out of money. 

Death by a thousand paper cuts as a result. 

Let's look at the big picture here: if you keep saying no to new experiences every time because you are afraid of running out of money, then you are denying yourself the opportunity to grow and learn. When I was a child, some friends asked my parents if they wanted to join them on a tour of Europe. My parents said no, it's not that we can't afford it but we shouldn't be wasting precious money on fancy holidays like that. I remember arguing with my parents that it would be an educational experience for me to visit Europe and my mother replied, "don't be a spoilt brat - if you want to learn about Europe, you to the library to read a book, you don't need to get on a plane go to Europe. Or you can just watch a documentary on Europe." You might argue, okay so that's just one holiday you didn't get - no big deal, right? But this is when we have this 'death by a thousand paper cuts' scenario - whilst saying no to that one expensive holiday may not have doomed me to ignorance for life, but if this is your default response every time someone asks you to do something interesting that costs money, then you'll be deprived of so many valuable learning experiences that you would have become a different person as a result. There is a big opportunity cost when it comes to refusing to spend money on your personal development and education. Whilst you can't expect one nice holiday experience to change your life forever, you should constantly invest in having such educational, beneficial experiences like that in order to nurture young minds.
Delayed gratification: reward now or more reward later.

I don't want to make working class people come across as stupid or irrational but this facet of their behaviour can be explained by the concept of delayed gratification. So if you go to university at the age of 18, you would spend the next three years as a student, not earning any money (or earning very little whilst working part time) whilst paying out a lot in terms of your tuition fees and living costs. But if you were to start working at the age of 18, you would probably be able to get an unskilled or lowly skilled job as a security guard. There's an old man who sits at the entrance of my local supermarket and I swear he does absolutely nothing - I have even seen him sleeping on a few occasions whilst slumped over on his chair. I suppose the staff would wake him up if there was an emergency, but I was dismayed at the fact that he didn't make any effort to enforce the mandatory wearing of masks when it was the law. But then again, he's probably paid so little that he can't be asked to get into an argument every five or ten minutes with the next idiot who refuses to wear a mask. So yes, if you leave school with no formal qualifications, then you could probably still get a job like that but that security guard is probably paid about £9 an hour (that's just barely above the current national minimum wage of £8.91 an hour) - now you may think, hey that's £9 an hour for doing practically nothing and I can even sleep on the job! But then again, that's a job with no prospects and the boredom factor is very high - that's why it makes a lot of sense to pursue further education and training to improve your chances of getting a more interesting, fulfilling and lucrative job in the long run. That security guard I mentioned above is an old man, it's probably too late for him to retrain to do anything else but for a young person at just the age of 18 - it makes absolutely no sense to pick a job like that as a career choice. 

How hardship can make you choose instant gratification over a reward much later on

However, why do some working class people have an issue with delayed gratification then? Well, in the case of my mother's experience, her family situation was as awful as it could get - after her sister died, my grandfather died too. Yup, he literally worked so hard try to put food on the table, he worked himself to an early grave, leaving my grandmother with six children to bring up on her own. I still can't get my head around why such poor people insist on having so many children, only to subject the innocent children to so much suffering and hardship.Thus under such circumstances, my mother simply couldn't consider the possibility of going for further education - no, the short term needs of putting enough food on the table were far more pressing than any long term considerations of improving her career prospects. She was constantly in survival mode after her sister and father died.That was why my mother (along with so many others just like her in that generation, who found themselves in the same situation) chose not to pursue further education and started working in their late teens. So in the short run, sure they were able to a very pressing need to put food on the table but this is a hard choice - you can't have your cake and eat it. What then happens is that working class people get extremely defensive about having made such a choice: according to them, it is never their fault: they would blame society, they would blame the government, they might even blame their own parents but they would never take any responsibility for the predicament they find themselves in. They might even use rhetoric like, "what is wrong with being working class? Are you looking down on working class folks like me? Without us working class folks doing all these lowly paid jobs, nothing in our society will function. How dare you have this attitude?" That's when I back off as I am not looking for an argument. 
But answer the question: what's wrong with being working class? Are you looking down on them? 

I come from an extremely working class family yet I have been able to attain social mobility to become a lot richer than my parents. I was a bright student so I went to the best schools in Singapore, that meant that a lot of my classmates I grew up were just like me: they were a) intelligent and b) working class. Thanks to social media, I can actually spy on what some of them are doing today. I'm now 45 and my former classmates and I have had plenty of time to prove ourselves in the working world: so amongst the cohort of these intelligent working class kids I went to school with, some are ridiculously wealthy today whilst a small handful are struggling to make ends meet, then there's everything in between the two extremes of course. So it's not like these people were born with a low IQ, they're not stupid and all of them did make it to good universities, yet some have achieved not just social mobility but have become crazy rich Asians whilst a few others have ended up very poor - why? You could say that there was an element of luck of course but that would only be the case if you won the lottery. A person who manages to earn millions over the years by establishing a successful business doesn't rely on luck but has clearly made some very wise decisions and conversely, those who have ended up very poor did make some very poor decisions along the way. You could call it foolishness, immaturity or even bad judgment that led them to make those bad decisions, but the way I see it, they were hampered by their working class mindset that held them back from attaining the success that their peers achieved so I'm simply analyzing this difference.  

That's not fair - rich people don't have to worry about money!

No, it's not fair at all. Life is so unfair. Firstly, if your family is rich, then that fear of starving to death, that fear of poverty induced hardship simply isn't there because you know that there's always some money which you can access to deal with any kind of emergencies. Secondly, having access to that kind of money gives you confidence - when a rich guy turns up at university, he knows that his parents can easily afford to pay for his education; even if he flunks this degree, no worries - his parents can still pay for him to do another course at a different university. But if a poor guy's parents have to use all their life savings to pay for his degree, then the poor guy may think, "I can't possibly take this kind of risk, what if it doesn't work out at university? What if I fail? Then my parents would be left with absolutely nothing, this is their life savings! I'd better not go to university." Do all rich kids do well at university? No, there are so many other factors that determine how they perform at university (such as how intelligent the individual student), but the fact that they're more willing and able to give it a go means that they are more likely to succeed. Imagine if I have two classes of students of the same size: I give every student in class A a lucky draw ticket and with class B I only give one in four students a ticket. Which class is more likely to win a prize in that lucky draw? Obviously class A would walk away with more prizes because statistically, their chances of winning are greatly influenced by the fact that they have more lucky draw tickets than the students in class B. Will every student in class A win a prize? No, that's not guaranteed but overall, when you compare the number of prizes won by each class it's still evident that class A will walk away with far more prizes this way.
Toil or leadership? What is your role in life? 

To put it bluntly, the working class are paid for their toil whilst those in management are paid a lot more for their leadership - thus their education would reflect the role they are being prepared for. Those who are working class are thus taught how to obey instructions, how to memorize rules and procedures that they have to follow, how to complete allocated tasks quickly and efficiently and how to achieve consistent results when replicating the same task over and over again. Whereas those who are prepared for management and leadership roles are encouraged to be bold and creative, to come up with their own responses and solutions to tricky situations, to think independently and have an opinion. Allow me to share with you an incident I witnessed at my local supermarket - the Chinese saying 輪不到你開口  (literally: it is not your turn to open your mouth, meaning: nobody gives a shit what you have to say so shut the hell up) comes to mind. There is a section in my local supermarket where they introduce new products on a trial basis to see if the customers like them, I always take a look there to see if they have any interesting new products. So I saw this young worker asking his manager a question, "this is a really nice product, but it is on the lower shelf, why don't we put it on a higher shelf so it is at eye level, then more customers will notice it?" The indignant manager rolled her eyes and gave him the 輪不到你開口 look and said, "do you remember where I asked you to put that product? The bottom shelf. Good, you remembered, now just do as you're told and report back to me when you're done." This is a clear case of 輪不到你開口 because this worker was paid to follow instructions rather than offer his opinions or tell his managers how to do their job!

輪不到你開口: nobody gives a shit what you think, so just shut up!

So what do you think is going to happen the next time this young worker tries to offer his manager a suggestion? He would probably be scolded and told to shut up, she might even go as far as to put him down to remind him just how far down the food chain he is. He would eventually realize the true meaning of 輪不到你開口 and just follow instructions. I did feel sorry for this guy because his manager is barely a few years older than him and since she also works at the supermarket, she probably is paid peanuts as well - a bit more than the younger guy but not much more! One could even argue that she was teaching him a valuable lesson about social skills: it is important for him to understand how to get along better with everyone at work, if he genuinely thought he could swan in there on his first week and start calling the shorts by telling the managers what they ought to be doing instead as if he was the new boss. If you were optimistic, you might react to this situation by saying, "this guy is new, maybe if he works hard at the supermarket, after a few years he can be promoted to become the manager and then he would be in a better position to implement his own ideas about product display?" However, this would be like trying to grow a flower in the Sahara desert - yes it is technically possible to do so but your chances of succeeding are very low because of the very harsh conditions which are hardly conducive to the flower. Thus when working class people are subjected to this 輪不到你開口 situation over and over again for years, they would lose the will to try to be creative and inventive hence they would just default to doing as they are told instead. 
What kind of working class education is my nephew getting in Singapore?

This is why I am extremely concerned about my nephew's education - he is a very hardworking student and I know he spends many hours revising, however, his idea of revising is simply to memorize the entire textbook and notes. However, that's hardly going to get him through a difficult A level exam where students are presented with a case study they have never ever seen before and expected to think on the spot, analyze the information they have just been given then apply what they know to the complex questions which require a lot of critical thinking. My nephew can't get his head around that concept, he would read the question and then latch onto a word like 'inflation' - then he would just regurgitate everything he can remember about inflation from his textbook instead of actually trying to tailor his answer to the question at hand. My nephew's education in Singapore has prepared him for a very working class role in the working world where all he has to do is follow instructions rather than exercise any kind of critical thinking; obviously, I'm frustrating and angry about that. Please note that I'm not blaming my nephew but I am blaming the system - my nephew has been woefully let down by a terrible education system that is geared towards producing worker ants rather than future leaders. So even when my nephew is offered the chance to offer his own response to a complex question in an economics exam, he still thinks that the 輪不到你開口 rule applies regardless, so he would default to what he has memorized from the textbook. I don't know if it is too late to teach him to think independently, or if his brain is already too damaged by the awful, fetid Singaporean system. Please don't get me started, I can get quite emotional about this issue. 

The desire to conform and the fear of being different 

One other aspect of the working class mentality is this desire to fit in and by the same token, this fear of being different from everyone else. Allow me to demonstrate where this mentality originates from: working class folks tend to do jobs where they are required to wear a uniform. Think about the staff working at your local supermarket, their uniform allows customers to easily identify the staff. At a crowded train station, you can also easily recognize the staff on duty because of their uniforms. When you go to a fast food restaurant, again the staff are all dressed in their uniforms. I remember witnessing how a manager at a restaurant told off a waitress because she broke the rules of the uniform by trying  to look different by using necklaces, bracelets, earrings and accessories in her hair. Her job as the waitress was to blend in, be instantly forgettable, rather than stand out by trying to look prettier or cuter than the other staff members and customers. Now contrast that to my situation in banking, whilst there is a corporate dress code to look formal for work, everyone dresses differently and it's not like the company tells us what to wear or even gives us a uniform - on the contrary, we're allowed to express our personalities through the image we create with our clothes. Since I work in sales, I like to look and feel like success personified when I walk into the room and that means dressing very well. This is why my parents were always so appalled at the way I would deliberately dress to stand out, to get people's attention because I wanted to feel special - I wasn't interested in fitting in at all, I wanted people to notice me. My parents thought I was thoroughly mad to even feel that way, but I don't expect them to understand it since they are so extremely working class. 
Case study: The British film Billy Elliot 

I'm going to use a very British example - mining used to be an important industry that employed a lot of people, the industries that made the UK rich were mostly fueled by local coal in the early days. Entire towns would be built where there were major mines, with the mine being the main employer in that town - sure there were other services like a post office, maybe a pub, some shops, a church and a local school but even those businesses would be serving the local mining community. If you're unfamiliar with this aspect of British society, I recommend the classic film Billy Elliot which was about a young boy who wanted to become a ballet dancer, growing up in a depressed mining town in the 1980s. Such towns were painfully poor of course but there was a sense of belonging in the community, that everyone in the community were there for each other and took care of each other even if they were all painfully poor. These mining communities did have a strong sense of identity and even when the miners went on strike in the mid-1980s (as portrayed in Billy Elliot), the community rallied together to support the miners as they fought to keep the mines open. The price one has to pay to enjoy this sense of community and belonging in such communities is to conform - you needed to do what everyone else did and in exchange, you were part of their big happy family. But if you dare to do something like cross a picket line during a strike, you were immediately ostracized in that community. That's why part of the working class mentality is to simply blend in, keep one's head down and conform - that's always been really hard for an outspoken person like me, but I've never had a working class job before, so this is one aspect of their culture which is foreign to me. 
But can we blame working class people for having this mindset? Is it their fault?

The problem with this response is that if you really believe that none of this is your fault, then you've done nothing wrong and there's nothing you need to change. But if you take that stance, then you'll never change your behaviour to break out of that cycle of trapping poor working class people in poverty. This is when I like to use the famous speech by Will Smith about fault and responsibility - the best line from that speech is, "fault and responsibility do not go together - it sucks!" Basically, Will Smith pointed out that there are so many instances when it is not our fault that things go horribly wrong in our lives, but it is nonetheless our responsibility to fix it and resolve the problem. If we get stuck in this cycle where we refuse to fix the problem because it wasn't our fault and we expect the person we blame for causing the problem in the first place to come and fix the problem, then you get stuck in this cycle where you're just angry, you're in pain and nobody is fixing the problem. I've seen so many working class people come up with the most ridiculously excuses not to go to excuses, such as "oh there are hardly any other working class students there at the university so I don't feel like I belong there. That's why I don't feel comfortable about the idea of going to one of those elite universities." Whilst the lack of working class students there may be 100% true, whose responsibility is it to make you feel like you belong there? Is it the responsibility of everyone at the university from the staff to the students to roll out the red carpet and make you feel like a VIP there? Or is it your responsibility to be charming and friendly, to make those people you meet there like you and want to become your friend? Thus in this case - we really need to borrow some of Will Smith's wisdom to arrive at our answer. 
Whose responsibility is it then to sort out these problems?

I work in banking in London and I stand out in so many ways, good grief, where do I even begin? My parents are painfully working class. I'm often the only Asian person in the company and on top of that, I'm also usually the only openly gay person. I'm also quite autistic as well with Asperger's syndrome, on top of that, I am an immigrant who didn't grow up in the UK. Is it my fault that I am so different from everyone else I work with? No, it isn't my fault. But is it my responsibility to make sure that I win their trust and respect, so they will say, "Alex is a great guy to work with"? Oh yes, that's definitely my responsibility, 100%. After all, if I gave in to the excuses that it is not my fault, then what am I left with? There's a huge difference between giving excuses and just getting on with cleaning up the mess you have before you. But allow me to talk about my autism and how I am dealing with it - autism sucks, it sucks to be autistic. But let me tell you what sucks even more, it's when your family members try to distance themselves from your autism. When my nephew got his autism diagnosis, the first thing my parents did was to claim, "nobody in our family is autistic!" I then replied, "I'm totally autistic and the two of you (my parents), your autism is off the scale, like you're the most autistic people on earth. We're definitely the most autistic family in Singapore, no family in Singapore can be as autistic as we are. I'd be very surprised if my nephew didn't turn out as autistic as the rest of us." What did my parents do? They went into complete denial and started blaming my brother in law's family for the autism - my point is simple: playing the blame game doesn't solve the problem. I preferred to look my nephew in the eye and say, "hey I am just as autistic as you, you're not the only one who is autistic - Uncle Alex is 100% autistic as well and so it's okay to talk about autism with me." 

Being honest vs being defensive 

I tend to associate this refusal with taking responsibility with the working class mindset - the less you have, the more insecure you tend to be and the more defensive you become. It has been pointed out to me that it is extremely easy for me to wear the autism hat and publicly declare, "My name Alex and I am totally autistic." After all, I am a former national champion gymnast and triple scholar who went to a top university in the UK and then subsequently built a very successful career which has allowed me to accumulate a vast amount of wealth - an autistic adult who is working as a security guard at a supermarket might find it a lot harder to admit to being autistic if he is already feeling extremely insecure about how little he has achieved. Rich people find it a lot easier to have this level of honesty when it comes to their own shortcomings - I recently spoke to a friend Paul (not his real name), I've known Paul for quite a while already so I asked him if his son was going to university. Paul quite honestly told me that his son was quite stupid and had messed up his A levels, so he was probably going to Brighton University. We have a league table in the UK for our 131 universities and Brighton is currently ranked 120th out of 131 - they will accept students that all other universities have rejected. The fact is Paul is fabulously wealthy, like he is crazy rich, he makes so much money it is unreal. So even if Paul's son is a total idiot, guess what? It doesn't matter - it's not like daddy doesn't have enough money to support his son even if his son turns out to be totally useless. Would a poor, working class parent feel as comfortable in admitting the same thing, would they dare to admit, "yeah that stupid son of mine, he's a total idiot, he's probably gonna flunk out of school" with total honesty? I doubt it, even if they address the matter, they will start making excuses and blaming others.     
I have to constantly check my behaviour and choices, since I have working class roots.

I'm not claiming that rich folks are morally superior because of this tendency to be more honest about their shortcomings - I'm pointing out that when you have plenty of money, you tend to be a lot more relaxed and less defensive when things do not work out, when things do not go according to plan; such as in the case of Paul having a son who turns out to be a total idiot. I actually find Paul's honesty quite refreshing and that has been a defining feature of our friendship. That's probably why I am completely comfortable with the idea of telling the world I am totally autistic whilst my parents will deny to their dying breath that they are autistic. But here's the thing: since I am totally aware that I am autistic, I am able to catch myself when I do something autistic - by the same token, when I am about to make a decision about money, I would then automatically question myself, "am I allowing my working class roots influence my decision making process?" I suppose this is no different from my friend Tom who happens to be colour blind - whenever he is getting dressed, he would ask someone who has normal vision to double check his choice of clothing, because he is aware of the situation with his colour blindness. Whereas for someone like my parents, I don't even think they are even aware about how working class they are and how that affects their behaviour - the thought that they may act quite differently from those who are not working class has never ever crossed their mind. There's quite an element of navel gazing on their part so I have witnessed a lot of that as a third party observer and that's why I am determined to avoid making that same mistake. 

So in conclusion, some closing thoughts. 

Some working class people simply don't have a choice in the matter - they're born into a working class family, they grow up working class because they were never given a chance to attain social mobility and they will die working class - so they embrace it and celebrate it because that's just what they are, they never had and never will have a choice in the matter. Whereas working class people like me who were fortunate enough to have attained social mobility through a combination of social skills, education and luck, well we might feel quite differently about having a very working class mentality. Actually, I do play the working class card sometimes at work - I would point out that some rich kids get every single opportunity handed to them on a plate whilst I had to fight to earn everything that I own because I started with nothing; this kind of story usually starts with, "my father doesn't even speak English!" So yeah, whilst I risk the wrath of discrimination for coming from a working class background, I also gain a lot of credibility in playing the working class rags-to-rich card, even if I enjoy a standard of living these days that is anything but working class. I could go on and on exploring other aspects of the working class mindset but I think I have covered most of it - what do you think? Have I been biased in only covering the negative aspects of the working class mentality? Are there positive aspects of the working class mentality that I have conveniently ignored? Do you identify as working class? What is your understanding of the term working class mentality? Leave a comment below, let me know what your thoughts. Many thanks for reading. 

47 comments:

  1. Hey Alex, amazing article on working class mentality. There were some things I knew about, but others I totally didn't think of, like the uniform thing and sticking out. I've been asked for my ideas since age 12 at my private school, but that's because my teachers assumed they were preparing me to be a future doctor,lawyer,engineer,business owner/etc since all the student's parents did those jobs. For a teacher in a school with mostly working class kids the idea that most of these students will go on to a creative job is probably very unlikely. But teaching working class students with the expectation they will do a supermarket job decreases the chances these students will even choose to attend university, even if the government made it free.

    Do you think that Raffles JC and other elite JCs in Singapore do somewhat a better job than the UK K-12 schooling system at preparing working class kids for university? I felt at my undergrad university in Singapore there were a decent percentage of working class kids and a proportionate amount of rich kids. Here in America at my current university it seems to be 70% of students come from the top 10%, the difference is stark.

    ReplyDelete
    Replies
    1. Btw we have talked about how your friend Vera is going back to school to gain a second degree to earn more money. Although she isn't going about it in the most practical way, wouldnt you say she at least has the right mindset to invest in education considering she herself grew up working class? Even if there's more to building a successful career than just holding a degree. To me it seems Vera lacks all the other kind of industry know-how that one learns outside of school about getting their foot in the door. Knowledge that middle class and upper class kids get from their parents at the dinner table.

      Delete
    2. Hi Amanda, sorry I fell off the radar in deepest darkest Wales. I am back now. Allow me to respond to the points you've made. Firstly, working class people end up in environments where they don't get rewarded for standing out. I remember how I was in a class full of poor working class kids, then this boy brought an expensive toy to class just to show off that his parents could afford to buy him fancy stuff that the rest of us could never dream of. Did it make him popular? No, someone took that expensive toy and flung it out of the window, only to shatter it into a thousand pieces on the pavement below - the mindset was, "if I can't have nice shit, then neither can you. I can't steal your new toy, but I can break it to cause you hurt." So after witnessing that, I was thought never to do anything to stand out in that kind of community, if that's the mindset we're dealing with. But if you're never encouraged to think independently and be yourself (seriously, don't take your privileged upbringing for granted), then you're going to be stuck in the kind of job where you wear a uniform and get paid peanuts for doing mundane shit. I was on the train back from Wales yesterday when one train got cancelled due to flooding and the man at the information counter (in a uniform) had to tell passengers when the next train was given that the situation was in a total mess due to the flood. How bored must he be? "Where are you going Sir? Birmingham, next train is at 21:30, platform 6 over there. Where are you going Madam? Birmingham, next train is at 21:30, platform 6 over there." Yeah that's the kind of job that working class people are stuck with.

      As for the Singaporean education system and working class kids, can I respond to that at a later date as I actually have some nice things to say about the Singaporean system and it's so rare that I have something nice to say about the Singaporean education system that I feel I need to write a whole piece on it, just to show that I don't hate all things Singaporean?

      As for Vera, no she is clueless I'm afraid and it's not a crime to be clueless - the crime is to rely on your own limited understanding. In life, it's dumb not to ask for help and that's what Vera did - she trusted her own instincts instead of asking for help. Imagine being in an exam where the teacher allows you to Google the answers or phone a friend to ask for help but no, you choose to make wild guesses at what the right answers are - why would anyone do that? But that's Vera for you and that's why I take a step back, I don't wanna get involved.

      Delete
    3. I assume you were in primary school when that toy incident happened since hardly anyone brings toys to secondary school haha. I cannot recall any such incident happening at my school, except for the time my friend's laptop was stolen by a fellow student. But theft is greed, while property destruction is envy which is more damaging to the victim.

      Haha yeah, no education system is perfect, so we might as well talk about the pros of the Sg system. I mean one could say in the west that people are taught to think for themselves, but that could lead to cluelessness like in the case of Vera. Btw my new roommate from India just arrived. And she was telling me all sorts of stories about the Indian education system and how they're just like Sg with their obsession with exams, probably even worse. There is even an entrance exam to join the military/civil service in India. But the top universities are almost free, which makes them affordable for working class students to attend. My roommate herself is from a working class background and went to one of the top schools in India, but many other students were also working class. This is something we take for granted in Asia, that the working class see education not as a waste but as an opportunity. In the West it seems harder to convince people of that.

      I don't know why, is it just good government policy? In Asia it's just accepted that everyone should go to college if they can, whilst in America and the UK people are still debating whether everyone should go to college, and how much tax dollars to spend on it. Maybe not everyone needs to go to university to be successful, but maintaining the ruse at least makes everyone feel welcome to go to university if they want to.

      Delete
    4. I'm sorry, not to be mean or sarcastic. But I have misread it the wrong way.

      In life, it's dumb not to ask for help
      In Singapore, it's dumb to ask for help

      Delete
    5. Hi Amanda, yeah I was in primary school when that incident happened, it was just an overpriced piece of plastic but it was the kind of toy that most of us poor working class kids could never dream of owning. But such was the nature of us working class kids, we really resented those who had money and I will probably do a follow up piece on 'what's wrong with the working class mindset' now that I've defined it.

      I've become extremely cynical about universities - I think they're a waste of time and money, I've completely changed my mind on the issue. I think that going to a good university is one way to prove to employers that you're a smart candidate worth employing but otherwise, there are so many other ways to do that. And if someone is not that smart, oh dear, going to a mediocre or terrible university isn't going to prove anything - if anything, it confirms that this candidate is below average and doesn't deserve a chance. So why do people even bother with university under such circumstances then? Go figure.

      Delete
    6. I wouldn't say that resentment is specific to working class people per se, I think resentment is what happens when people give up hope. There are other types of resentments that have nothing to do with money, e.g looks. For example when ugly people resent pretty people. But when one has money they have more options for improvement, they don't have to give up all hope. A rich person could hire personal trainers, dieticians, plastic surgeons, and stylists.

      Btw I read your comment about Mr. TBT below. This person has a really high productivity rate if they can make $10k in an hour, that's like more than 500x the UK minimum wage. I suppose they couldn't afford cocaine and medical treatment for the side effects otherwise haha. I remember watching the TV show "Billions" and feeling shocked a trader asked their boss for a $50 million yearly bonus because they felt they closed enough deals to deserve it. A tech worker on a fixed salary can only dream of making such money.

      Delete
    7. Yes it's entirely about how we deal with situations whereby we cannot get what we want, how do we react in that case? Oh there was this story from my primary school as well - this kid was rich, it was his birthday, so he brought this massive expensive birthday cake to school. The teacher said very good, we'll put this away in the cupboard and then you can share this with your classmates during the break time. By the time we got to the break time the teacher found that someone had punched/kicked the box the cake had come in and it was totally squished. Birthday cakes are delicate of course and this one had taken quite a beating. The attacker couldn't steal the cake of course but in the few seconds that they managed to be alone with the cake, they destroyed it. It's the mindset, "if I can't have an expensive cake for my birthday then I will destroy yours to make me feel better about being poor and to make you feel the pain I experienced when I got no presents, no cake, nothing for my birthday." I think it's that - this desperate desire to make others feel your pain and they have few ways to express that.

      As for Mr TBT, yeah you know people like that exist. There's one version of middle class where someone works as a office manager, makes a modest living in what is considered a white collar job and then there's crazy rich Asians. The reason why I got angry with Ray Tsai was because his partner who is a train driver on a decent salary assumed that train drivers earn more than most middle class people whilst conveniently ignoring this huge difference between the office manager type middle class people who are getting by and people like Mr TBT who are crazy rich. It's a very working class trait Amanda, my parents do that a lot. They don't come across crazy rich people, they hardly ever do and when they actually meet some (ooh like my uncle, my father's big brother), they cannot deal with it (ref: the toy and the birthday cake) so they just erase it from their memory as they cannot process that information and they think, "we're comfortable now, what more do you want?" If working class folks can work hard to afford a comfortable lifestyle for their families, I say good for them - but when they lie to themselves about earning more than most middle class folks, then I simply roll my eyes and think, where do I even begin with you lot?

      Delete
    8. Holy crap punching a birthday cake. As if that rich kid is gonna eat it by themselves. If they just waited they could've had a bite as the cake would have been shared. But yeah attacking people to make yourself feel better is a horrible habit. People with bad social skills tend to do this to their close friends and family whenever they encounter criticism, because they can easily take some private information and use it as a weapon. I have had to unfriend a fair few assholes who have done this.

      I guess this is a case of sour grapes. Some people who work with their hands want to feel that there isn't anything better out there. As a woman I feel this too about my own marginalized community. It pisses me off like crazy when I encounter a woman, usually older, who says in public that her husband has to say yes to everything she says, just because she's "the wife." And then using this kinda "status" to spew the benefits of being a housewife/woman in society. In the past this kinda attitude was tolerated, because women were only seen as "prizes" for a man to win, so they're spoiled almost like dogs and cats are but otherwise powerless. Also because it's kinda a way to keep a marginalized group from gaining power by making them think they are loved/appreciated using some petty concessions, so they don't try to change society. Whenever a working class person feels like they earn more than someone in an office, the less likely they will protest the limited opportunities for working class kids to access office jobs.

      But in reality, it sucked to be a woman when this spoiled attitude was tolerated, you only had power if your husband had power, otherwise you had no say in society. Nowadays men do not tolerate this "put me on a pedestal" attitude anymore in relationships. All the guys I talked to want a girl who pays half the rent/groceries/etc., and also spoils them with presents every now and then using her own money. But that's only because many women did fight for the chance to earn their own money and be treated the same, so it's a good thing men do not put us on pedestals anymore.

      Delete
    9. No, the rich kid was going to have the whole class sing happy birthday to him, blow out the candles in front of the class then cut the cake, before sharing it with the class. That would make him the center of attention. In destroying the cake, the poor kid who destroyed the cake deprived the rich kid of having that moment, of being at the center of attention of the class. So it's not about the satisfaction of eventually being given a slice of cake, it was about, "hahahaha I can deprive you of that moment you were waiting for on your birthday, instead of celebrating and being happy, I can make you cry! I may be poor, but I have the power to ruin your birthday." Such is the mentality we're dealing with - that power to inflict pain on someone is far more satisfying to them than whatever joy a slice of cake could bring. But like you said, attacking people to feel better about yourself is a horrible, nasty habit. A lot of people do that actually sadly.

      On the topic of working class people and wages, they get extremely defensive about how working class people now have access to some pretty well paid jobs like train drivers or even electricians and plumbers now can make a good living. I've got nothing against people making a good living from doing a useful job that our society needs, but it's their defensiveness about the now situation that irks me. The fact is I can go take a course and start a new job as a train driver, as long as I enroll in the programme to receive the right kind of training, then sure that could be my career. The starting pay is low of course but after 30 years, you can rise to the top and get a pretty decent wage. But can a working class train driver decide to work in investment banking and apply for a job in my industry? Well, never say never but it is highly unlikely that they will be able to access such jobs in my industry. Of course what I am stating is just common knowledge. People in my industry have the opportunity to earn insane amounts of money - from young Dave who is raking in 500k a month to Mr Ten By Ten, whilst train drivers have to strike and hold the public transport network to ransom to get a pay raise. And I'm like duh, if you are unhappy with what you're earning, why not just go find a better job, why go on strike and mess things up for everyone who isn't involved? But of course, these working class train drivers only know how to drive a train - they don't have the education or skills to do what you or I do, so they have no choice but to make the most of what they do have by going on strike. Duh.

      Look, like I said, I have nothing against train drivers but if they wanna imagine that they are richer than 'office workers', then I can only roll my eyes and point out that they are not, they have clearly never ever crossed paths with people like young Dave and Mr TBT - so the only way they can buy into the fantasy that they are richer than all office workers is to create the massive blind spot the size of the Atlantic ocean to bury all evidence to the contrary of their fantasy. IMHO, I think that's downright pathetic. I don't claim to be crazy rich, but at least I am happy to acknowledge the existence of people much richer than me. I don't pretend that they somehow don't exist to make me feel better about my status.

      Delete
    10. Oh the point about punching a birthday cake to destroy it: the person who punched the cake was seeking power, not food. Working class people are not so poor that they are starving and would do anything for a piece of cake. They're not hungry like that but their poverty and lower social-economic status renders them powerless; thus the act of punching a cake to ruin a rich kid's birthday party moment somehow gives them that power that they simply don't have. Go figure.

      Delete
    11. Y'know, it makes me think that people who have huge blindspots are more likely to be scammed. As the saying goes "people believe what they want to believe." I see why you hate this attitude, because it keeps people from advancing in life. And you've been dreaming of social mobility since you were 5 years old.

      Y'know, this concept of some train drivers making more than office workers reminds me of how Uber initially attracted people to drive for them. They used catchy phrases like "be your own boss" and "flexi-time" to get people on board. But in reality Uber compared to a Taxi company now passed the risk of buying and maintaining a car to the driver, and removed worker protections like a minimum wage. Although one is their own boss driving for Uber and it doesn't require much education besides knowing how to drive, the typical office worker is usually better off. I do know people who have massive egos that did fall for it in the beginning, these are also the people who fall for multi-level marketing scams and other get rich quick schemes.

      Delete
    12. Well yes of course, I know of too many people who have blind spots like that, this is why it is a trait that irritates me so much as it's obvious to the rest of us what's happening.

      Delete
  2. Hi Amanda, thought I do share my insights on this topic from a different perspective.

    Coming from a neighbourhood JC background, most of my peers were from working class families. I recalled friends talking about collecting the free tissue paper that came with the tuition advertisement since they had no plans to go for tuition due to affordability. Even though I attended tuition for GP and Physics, I was cautious talking about tuition, since 3 out of 5 of my clique, did not attend tuition possibly due to financial reasons. Tuition was a great opportunity for me to grasp the concepts that I couldn't understand in school and that helped me to perform much better in school. So, to some extent, I feel that the tuition industry does hinder social mobility for those who wouldn't able to afford it.

    As for your first question, as I didn't attend RJ or top JCs but a neighbourhood JC, I will try to provide an alternative viewpoint from neighbourhood JC. Teaching in my JC was sub-par, a lot of my peers had to get notes/materials from elite JCs. And those who can't afford tuition, would hope that peers who go to tuition, are willing to share their notes/materials with them. It didn't help much, my cohort was the worst performing one in the last 5 years. The average rank point was in the high 60s, 67.5-68/90. Most people ended up breaking down because they couldn't qualify local uni and had to retake. Going overseas wasn't an option for them because of financial constraints.

    Fast forward to NS and I was in my bunk. My buddy, from the same JC, scored straight Cs so he had no other option but to go overseas to study. Another bunkmate, got Ds/Es. Never heard from him, probably went to private uni? The next two JC mates I saw in my unit life, were retaking their A levels during NS.

    Till today, I definitely believe students who borderline qualified for neighbourhood JCs, should go to polytechnic as they would have a better chance of going into university rather than through the JC pathway. My secondary school class (90% went poly, 10% JC), we had at least 50% qualifying for local uni including the poly students. Quite a number of my poly friends go on to do well in their courses and managed to study in local uni.

    As for the UK K-12, I do put my money on it over any neighbourhood JC. Had a friend who was borderline retaining after year 1 in my JC, scoring S and U in JC subjects. His family went to UK to work and he went to UK, got As/Bs. Got into KCL pharmacy programme.

    Another sharing by my best friend from my JC, was that his junior left after 1 year in my JC to go to UK K-12 high school programme and subsequently got As/Bs, qualified to study med in Aus.

    The UK A levels are by far, a lot easier than the Sg A levels. But if one can overcome the A levels, then it's easy to succeed anywhere else in the world. I still remembered a RJ guy in army told me that, considering he scored 8As in Sg A levels, it will be no kid for him when he goes to study in the UK.

    So bottomline for first question - Elite JCs, provided you do well in As will help you succeed to a huge extent. Don't consider neighbourhood JCs. It's just better off going for poly or study high school abroad.

    Part 1/2

    ReplyDelete
  3. Yes! The demographic would be very different for Singaporean students that studied abroad vs in Singapore. I had the opportunity to do local uni and albeit I was there for only 1 year (I later transferred to study uni in Aus), most of the people were pretty down-to-earth. I was in biology and the top students were using local uni as springboard to do a PhD by getting a scholarship. The middle and bottom students were in a bit of trouble, because they either had to jump fields for career and take a paycut or they had to work in a lab with little to no career progression.

    I was fortunate to go abroad to study undergrad and currently masters (uncompleted), only with the help of family finances. I would be in a different plight if I didn't had the chance to study abroad. In Aus, most were from well-off families, but I have met at least three who were doing biology (same as I am), whose family did not plan to sponsor them for graduate school. So they are left in a bit of an issue, because they are neither scholars nor able to pursue further studies to climb in their career tracks. Granted that they will still able to get into the degree choice of their goals, which otherwise wouldn't have been a possibility back in Singapore.

    Outside of my field of studies, for med/dent, Singaporeans there were definitely in the top 10%. Also granted that med/dent, are expensive programmes, costing 500-600k in fees alone over 5-6 years.

    Guess that's my two cents, enjoy the read~

    Part 2

    ReplyDelete
    Replies
    1. Hey Jed, that was a very comprehensive answer on the JC system in Singapore. So I take it the system of PSLE and O Levels does create another filter where richer kids get into better JCs because of the advantage of tuition. In the UK there are straight up just private schools that exist that one can pay $10-20k pounds to attend (e.g Eton, Gordonstoun). But even with the expensive schools I suppose in the UK like Alex has said, there are more universities to choose from so a C student still has options for tertiary education.

      I actually have a friend who did his PhD in Australia, he told me it wasn't guaranteed to be fully funded unlike the US where tuition is free and you are paid a stipend for living costs. But he did tell me that because of strong unions one can easily pay for themselves by being a teaching assistant, because the hourly rate for teaching is quite high. But to make up all the fees one does need a couple of scholarships in Australia.

      And yeah don't you think it's weird that people think one is taking a big paycut to do a PhD, but the alternative is to work a job in industry without much progression? I worked as an engineer at a semiconductor company for 6 months before being fed up with my boss lying to me I'd be moved to RnD someday, and made the decision to go back to academia.

      Delete
    2. Hi Jed and many thanks for the brilliant analysis. I have no idea what a lot of my former JC and NS mates did because back in the day, we didn't have social media so we just plain lost touch. Heck, I didn't even keep in touch with the vast majority of people from my university as I wasn't close to them. You are in a much better position than me to make this analysis. I me a woman from Hong Kong this evening at a networking drinks event, I was just kinda relieved to learn that she did spend years doing a couple of terrible, lousy jobs before she moved onto better and better jobs, today she is so successful and rich - but she did work her way up from the bottom. Not every rich and successful person today parachuted in at the top of the mountain, she climbed that mountain with her own hands and got to the top the hard way.

      Delete
    3. Hi again Amanda, thanks for the compliment!

      Yeah, I think there's a couple of exit points in the Singapore system. For example, if one doesn't do well for secondary school (normal academic/normal technical stream), parents can opt for the kid to study overseas than to waste 1-2 years behind their peers. I rarely hear of peers leaving after primary school though. But a handful left after secondary school.

      I knew of a classmate friend, who was given two options: study poly diploma or go UK high school. She chose the latter, even though most of her friends remained in Sg. She came from a well-to-do family, if I am not wrong. And one of my other classmate, went to hwa chong international, which is a really expensive private school that offers the IB system. My other peers, went to study overseas uni especially those who went to poly.

      Ah yes, there's other options for tertiary education in Australia as well. There's something called foundation programme. I knew of a few who didn't do well enough to get into med undergraduate after A levels. They went for this programme and scored well and later got a placing in med. The programme is one year. And there's also another programme called foundational diploma. You can do this for a year and then go into second year of your uni course the following year. If I am not wrong, minimum entry requirement is O levels requirement for both. So, can just skip A levels and go for it, though it costs more than attending regular high school system in Australia.

      Hmmm yes admission into PhD is a separate application from getting a scholarship in Australia. You just need a second upper honours or similar equivalent scores in masters, then you could easily get into PhD. But for scholarships, people need to score slightly above a first class honours hence it's very competitive. Yes, worker salary is spectacular in Australia. It's a great place to be entry-level but not for the long-term due to taxes. I doubt the earnings for TA would be able to cover the course fees and provide enough sustenance for the living costs. I definitely wouldn't do my PhD in Australia without a scholarship. I am actually thinking of going to the US for PhD, but that will only be after working in the field for a bit.

      The few who I knew did engineering PhD, did it because of overseas employment opportunities. The rest, got along well with a bachelors or masters. PhD does give additional points to get PR in Australia and it's almost guaranteed job opportunities afterwards. Of course, if you're really interested in academia research, then PhD is the way to go. That being said, most of the PhD grads I knew, even my current mentor left academia to work in NGOs or think tanks.

      I think the overall pay-cut depends on the cost-benefit analysis. When I was doing my science degree, I automatically knew I had to graduate with a postgraduate degree as the exit point. I am currently pursuing a MPH right now, when if I stayed on in sciences, I would be a lab assistant starting at 3k pay and probably stagnate at 5k. For most fields, it's generally better to just build up work experience.

      MPH is a good enough exit point for me. My mentor albeit having gotten her PhD, has stressed that she didn't get an increment during her PhD, while she got annual increments while working as a research associate. And she mentions the most important reason why she did the PhD, is because she wanted to improve her research skills and work in something along those lines. If I do a PhD, it would most probably be after 2-3 years of work and largely as a stepping stone to settle overseas. (Been my life goal since young)

      Delete
    4. Hi Limpeh FT, came across your article 2 years back and really agreed with your decision to settle abroad after studying overseas despite family resistance, correct me if I am wrong. Yeah, I still keep into contact with some. Most of them, hope to go abroad when covid ends. Because of this, I make the effort to catch up with them because who knows paths will converge someday. As for those who want to remain in Sg, I lost touch and they probably just busy working hard now.

      Ah yeah, I left uni not too long ago and then went back again, though in different universities. :P Hmmm your story of meeting the hk lady, reminds me of my aunt. She herself also worked a lot of odd jobs to sustain herself during uni, she met my HK uncle along the way and got attached, married and have thus settled down in the US. She now has an equity value of 600k with Starbucks since she has been an employee with them for over 20 years. She also got her citizenship in the US by hard work and in the 2010s, she relinquish her Sg citizenship. She chose the US one instead. It is indeed not easy to get quality jobs firsthand overseas.

      A lot of people think going abroad is easy to get good jobs. And only when they have to tough it out, then they will truly learn that good jobs don't come easy. It often involves a lot of effort.

      Delete
    5. Hi Jed, yeah in a nutshell, I did decide to settle abroad despite my family resistance but I do need to correct you - I wanted to settle in the West since I was like 5 years old. Like even before I started primary school, I wanted to get the fuck out of Singapore already. So it wasn't like I came to the UK, discovered that it was nice then decided not to go back - hell no, I wanted to leave for good since I was a kid because it meant getting away from my family. Yes I do like life here in the UK, but you're neglecting the other side of the equation - I needed to get the fuck away from my family since I didn't get along with my parents so there was indeed something I desperately wanted to run away from as well; that's two sides of the same coin when it came to my decision to leave Singapore.

      As for getting good jobs, now that has nothing to do with Singapore vs the West. It has everything to do with your ability. If you're a fucking idiot, you won't be able to find a good job in any country in the world. If you're an amazing genius, then you will be able to succeed anywhere you go. And as for someone like me who isn't an amazing genius but keen to learn, it took me a while before I got to where I am today, just like that HK lady I met.

      Delete
    6. Thanks for sharing, I also wanted to emigrate out when I was young, but it was because I was bullied a lot and never really had a good experience in primary school. That stayed on with me and in NS, it came back again.

      A huge part of the reason why I went abroad initially was push factors from my experiences in Sg, to the extent that I knew going abroad will be significantly far better off than in Sg. After studying in Aus for 2-3 weeks, I naturalise myself to living there like first love. So, I definitely hope to get out if given the chance.

      Yes yes! Perseverance definitely matters when wanting to stay abroad. It can be easy to complain and don't work hard, that person I just advise them to remain in Sg as it's not so rosy to live abroad independently.

      Delete
    7. Oh yeah, I can totally empathize. Do park that thought as I will be covering it in my next post about how childhood bullying can affect the way we felt about our sense of belonging in Singapore and how that in turn led to us moving away. We will revisit that in my next post. In my case, it wasn't after I had studied abroad, it was something I knew instinctively from the age of like 5 or 6 years old. Life in Singapore was pretty fucking miserable for me as a child anyway - poor working class family, abusive autistic parents + bullying at school and NS, if the bar is set so freaking low, then anything is better. It's just like how Biden doesn't need to do much to be a better president than Trump, because Trump was just such a disaster. So given how awful my childhood was in Singapore, it didn't take that much to make my experience in the West much, much better in comparison.

      Delete
  4. Guys sorry I fell off the radar. I rushed out this piece before my trip to West Wales - I am now back and I will catch up with (a lot of) work and you guys very soon! Hope you're all well.

    ReplyDelete
    Replies
    1. Hey Alex, I figured you went on vacation somewhere since the UK is opening up to travel. Hope you had fun!

      Delete
    2. Hi Amanda! Yup, I was in Wales for 5 days and my next blog post will be about my crazy experiences in Wales - akan datang!

      Delete
  5. From what I have gathered from this blog, the Singapore education system sucks badly, and it seems very likely that the Singapore kids selected into NUS are not the brightest cream at all.

    With my O level D7 failed English I manage to complete UK ACCA professional exam in two years while those from NUS graduates struggled badly for the same exam.

    And NUS been in high position ranking University.


    ReplyDelete
  6. A Year 6 piano student of mine asked me yesterday 'what's the point of being embarrassed if we are all going to die at the end?. That makes me think that if you see life through with a more holistic view, you are able to work your way through despite starting your life disadvantageous. That student also loves reading and must have gathered those thoughts from it. I do agree that one's background (wealth, parents discipline style, genetics etc. ) greatly affects how you make decisions. But there are differences between being bold/courageous/visionary/careful and reckless/short-sighted and I think that has less to do with what background but personality? For example, working class people can break themselves through gambling and doing drugs and so do rich people eaually (spoiled kids especially).

    And I can't agree more about being ostracised in a working class environment. My partner is an ex train company worker and the people there often Labour voters and slack off anyone who votes Tory. Funny thing is that if you are a train driver, you are paid a lot more than office middle class jobs so those train drivers maybe red outside and blue inside to blend in! Also, on being open and honest about defects, I think it's about being smart. Rich people admit their weakness when it can be used for their advantage such as singers all talking about themselves having anxiety (but no doubt it is a very stressful job). And poor people pretent to be disabled in order to get state benefits.

    My partner also told me that there are singers like Brian Ferry who turned his back on his working class origins and sent his kids to independent schools. I guess some will just move away from miserable, unlucky and bitter people and make new circle of friends. My sister often told me that one's income is about the average of the people you meet!

    Just sharing some random thoughts again haha! Great topic though!

    ReplyDelete
    Replies
    1. Hi Ray, thanks for your comment. Hold on tight as I am going to disagree with some of the points you've raised but hey, I wanna assure you that I really enjoy this kind of discussion where we raise different points of views and exchange different ideas. But for what it is worth, allow me to make the following points in response to yours:

      1. Social background vs personality - I think it is pretty hard to untangle the two because your personality is moulded by your early years: your childhood experiences and your upbringing will pretty much determine the kind of person you grow up to be. There are exceptions of course (notably myself actually) but the two are more closely linked than you think. And if rich kids destroy themselves through drugs, they end up in a posh rehab health center where daddy and mommy are paying for them to get their live together with the best professional help but if working class kids do the same thing, well then they're truly fucked. Same problem, different outcome.

      2. I really have to disagree about the train drivers! OK so I googled it and a train driver can earn 50k to even 60k+ but the upper limit seems to be under 70k. https://www.glassdoor.co.uk/Salaries/london-train-driver-salary-SRCH_IL.0,6_IM1035_KO7,19.htm It's not bad money but does that make them middle class? I think it depends on so many factors. For example, if you're earning 60k a year but you have 4 kids to raise, then that money isn't going to go very far indeed, but if you're single with no dependents, no family members dependent on you, then that money can get you a really nice lifestyle. Furthermore, I did talk about the working class with money in an earlier post here: https://limpehft.blogspot.com/2018/04/the-working-class-with-money-analysis.html?view=sidebar My point is that even if you give a working class person a million dollars (eg. if he wins the lottery), then guess what? He won't become middle class once he cashes that cheque, he simply becomes a working class man with money because the money cannot change the working class mindset. If you wanna truly become middle class, it is not your bank balance we have to check but your mindset actually. So your argument falls apart because you're completely focused on how much train drivers can earn as opposed to what kind of mindset they have which determines their social class. The way I see it, train drivers are definitely working class with (some) money - but definitely still working class. You don't need to be dirt poor to be working class you know, it's a social class, it's your class identity and your mindset.

      3. Sorry but I'm rolling my eyes when you said that train drivers are paid more than office middle class jobs. Because you're lumping anyone who works in an office into the same category whether they are a receptionist/office manager earning £20k a year and an investment banker who rakes in a few millions a month. You have gotta admit that your methodology falls apart totally when you put these two people in the same category - no no no Ray, they are not a monolithic entity, hell no. Part 2 coming up.

      Delete
    2. 4. Let me tell you about some of the people I work with in banking okay? I have met this guy who has the nickname "ten by ten" (let's call him Mr TBT - ten by ten). Allow me to explain the nickname to you: Mr TBT is a trader and he would make £10,000 in trading by 10 am (ie. he starts at 9 am, in one hour), then he would decide okay that's enough for one day, I'm pissing off to lunch and snort some cocaine. Then he might resurface later, he might not. But typically, he makes anything between £50k to £100k a week, a record week for him was when he made a few millions in a day. Where do I even begin with people like that in banking? I'm surrounded by these rock stars and I'm like, whatever their doing, I wanna do it too. I wanna be like Mr TBT. You wanna envy train drivers who make 60k a year? How about looking up to Mr TBT who can make that in a week, sometimes in a morning? Now if we compare your train driver earning 60k a year to Mr TBT, your train drives are piss poor working class whilst Mr TBT is crazy rich. My point is simple Ray, 60k is just a number. It is a big number if you're comparing it to people earning 20k a year doing terrible working class jobs. But it is a pathetically fucking small number if you're comparing it to the kind of people I am surrounded by on a daily basis at work. I've been at parties where the bill for the party is easily more than 100k and my point is simple.

      Part 3 below please.

      Delete
    3. 5. You've just done exactly what my working class father did. Working class people avoid feeling bad about how little they earn by only comparing themselves to people poorer than them and as for the rich people they know? They conveniently shove them into a blind spot. My uncle (ie. my father's older brother) is crazy rich, like fucking hell, my uncle is so successful and rich he is one of those crazy rich Asians with a fucking massive business empire. My father was a pathetic primary school teacher earning a very modest salary (hence my working class roots) and my father kinda just ignores his rich brother like he doesn't exist at all; but oh my father would take great pleasure in gloating over how he earns more money than some of his more working class friends who have less money. And I'm like, hello? How can you gloat like that whilst ignoring your own big brother who makes you look like a total fucking loser as a primary school teacher earning peanuts? That's my father's massive blind spot - I suppose you have to deal with that kind of situation one way or another (if you have a rock star billionaire big brother who makes you look like a fucking pathetic loser in comparison). So, dare I say at the risk of being too blunt, aren't you doing exactly what my father is doing by choosing to put a train driver's salary on a pedestal in your argument? Sorry, nothing personal Ray but everything is relative - it really depends on what you wish to compare yourself to and how you feel about that comparison. I've got nothing against train drivers, I need my trains to run when I wanna travel - but I would most certainly not consider them middle class and your assumption about how much 'middle class office workers are paid' is just plain misleading and based on flawed methodology. After all, both Mr TBT and the office manager admin lady are in that same category but Mr TBT can earn what she earns in a few hours. Perhaps you have never met someone like Mr TBT but for the purpose of the forming a robust, cogent argument, you cannot shove people like the legendary Mr TBT into your blind spot the way my father treated his older brother. I am self-aware enough to deal with the existence of people like Mr TBT and my uncle who are so much richer than me, I don't shove them into a blind spot but instead, I love to analyze what they are doing right so I can learn. My father chose to ignore his older brother's wealth and success as it made him feel like a loser but you know what, my feelings aren't so fragile. I can shake Mr TBT's hand, look him in the eye and smile without feeling like a loser.

      Delete
    4. *Sorry typo in part 3 point 5: Mr TBT can earn what she earns in a year in a few hours. I am assuming that a typical office admin lady type character would earn approx 20k - 30k in a year, that's the kind of money Mr TBT can make in a morning if he hasn't pissed off to snort more coke by 10 am.

      Delete
  7. Sure I look forward to part two and I feel like after reading your comments I'm happy to earn a working class level wage!

    But do you think anyone who works for a company and strives for a better position internally should still be deemed as working class? Many train drivers actually started off doing teas and coffee on board before becoming trained as one of the highest paid job in the railway. Equally would you say a flight pilot is also working class even if they earn more than an ordinary doctor or lawyer? I guess every job has some repetitiveness in its nature and surely that can't be viewed as a boring pathetic hourly wage job?

    ReplyDelete
    Replies
    1. OK I hope you've had the chance to read all the other stories I have posted about, especially about Mr TBT. I can't tell you what you should be 'happy' with - take my parents for example: okay so my dad earned the modest wages of a primary school teacher whilst his other brother was this crazy rich multi-millionaire businessman with a vast business empire. But need I state the obvious? My uncle was a lot more intelligent than my father, my uncle was a genius whilst my father was below average in his IQ and extremely autistic - so given those circumstances, it can be argued that my father has done well for himself in having been able to stay employed as a teacher for his entire working life and it would be unfair to compare him to my uncle, who was blessed with much higher IQ and other natural talents. So Ray, I don't know you well enough to pass any judgment on you so allow me to speak generally on the issue please: whether or not you should be satisfied with a working class wage entirely depends on your natural ability like your social skills, your IQ, your intelligence, your natural talents and your education level. If you're a genius like my uncle, then damn you should not settle for anything less than becoming a multi-millionaire like my uncle. If you're an idiot like my father, then earning a working class wage is pretty good going.

      Allow me to give you an example to illustrate my point: there's this woman at my gymnastics club I see sometimes. Her skills are pretty average, like she can do the basics but nothing too difficult. Then one day, I discover that she's legally blind. She has zero vision in one eye and very, very limited vision in the other. Suddenly, I'm super impressed that she's trying to do all that. I tried shutting my eyes and doing the same skills with my eyes closed - I realized holy shit, how can a blind person do gymnastics? How do you flip yourself around without having the vision to guide you as to which way is up? Suddenly, my opinion of her went from "meh" to "she's a super human heroine, she is an inspiration." So I'm not judging her by her gymnastics skills, but by the preconditions that she has to work with. I'd say the same thing about you Ray - let's not look at the numbers on what is a "working class wage", let's instead look at you as a person, then we can pass judgement on your situation and what kind of wage you should be aiming for.

      Part 2 coming up below.

      Delete
    2. As for the second part of your question, I would divide professions into two categories: working class jobs where you simply do as you're told. So for example, a train driver is one such job. You put on a uniform, you turn up for your shift, you are given a train time table you have to adhere to, you have to undergo training to learn how to operate the train, you have to follow protocol every step of the way - basically, all you do is follow instructions and at no point, are you asked for any kind of personal input to do your job. If ever there's anything in doubt, there's the equivalent of the 'textbook' they can turn to in order to find the answers to any situation.

      Let's contrast this to a businessman who runs a shop selling souvenirs to tourists: there's nobody there to tell him how to run his business, no textbook to turn to. He has to come up with his own marketing and pricing strategy, he has to find out what kind of goods the tourists like to buy and what to invest in, he has to manage the staff working for him in the shop, he has to make so many decisions on a daily basis about how to run his business and most importantly, there's no 'textbook' for him to turn to in order find the answers: he has to come up with his own solutions when complex problems occur at work.


      This is of course a simplistic division: some accountants are very well paid and are considered white collared middle class professionals, yet accountants absolutely do everything by the book and follow the rules - they do indeed have their accountancy 'textbook' to refer to whenever anything is in doubt but does that make accountants working class? Hell no, mostly because what they do involve so much brain power that your typical working class student will probably never pursue such a career. Likewise, in the case of your pilot, they're not just following protocol and their training when they fly a plane - most flights are routine and uneventful but I remember when I was flying over the Sahara desert and there was a sudden sandstorm that rattled the plane so violently. I threw up so badly but I remember thinking, "we're gonna crash, we're gonna die, the plane is going to go down in the middle of the desert in a fireball." Then the pilot managed to outfly the sandstorm and make an emergency landing in Rabat airport - I remember crawling out onto the tarmac on Rabat airport and kissing the ground, I never felt so happy to get out of a plane alive before and believe you me, I was not the only one who was emotional then. The amount of skill needed by the pilot to survive a freak weather event like that was anything but working class - sure they would have covered all weather events in their training to be a pilot, but no two freak weather events are the same and so that means the pilot is just like your business owner in this aspect, ie. they are thrown in situations where they cannot find the answer in the textbook; hence by that token, I don't consider a pilot working class. Whereas please, a train driver in a sandstorm? He'd just stop the train - like how can you even compare? The train is on the ground, on a track, there's not that much the train driver can do compared to a plane at 30,000 feet when hit by a sudden violent sandstorm. That's why I consider airline pilots middle class whilst I consider train drivers working class. So it's not the 'boring repetitive' nature of the job that classes it working class, but whether or not you're put in situations whereby you have to come up with the answers on the spot in the absence of any kind of higher authority or 'textbook' to refer to. Are you just a working class soldier taking instruction or are you someone who is using their brains to make a good living? A lot of working class jobs do not require the subject to engage their brains, all they do is follow instructions and do as they are told.

      Delete
    3. PS. I am still aghast by the fact that you had the audacity to write that train drivers are paid 'a lot more than office middle class jobs'. Clearly, you've only hung around office temps who are paid peanuts and have never met white collar rock stars like Mr TBT who makes £10,000 before 10:00 in the morning - this totally grinds my gears because that's exactly the kind of shit that my father would say. I'm not saying that all middle class office jobs are well paid - there are a lot of lowly paid jobs in office environments of course. But for you to consider train drivers richer than people with 'middle class office jobs', dude, holy shit, like seriously. Just let me do you a favour and tell this to your face: even if you have never met a rich person in your life before, you can't pretend that they don't exist. Please watch the movie 'The Wolf of Wall Street' and see how some of these middle class office workers make a ton of money before 10 am in the morning - then question your choice of career and how your life has turned out. It's nothing personal Ray, but the fact that you can even come up with a statement like that suggests to me that you're autistic like my father (who is the most autistic person on this planet I swear).

      My father is the king of navel gazing. Like he can only see the world from his own point of view and no other POVs exist. He has always put our family GP Dr Quek on a pedestal like Dr Quek is the most intelligent genius in the world. Oh please, I have nothing against the good doctor, but he is just an ordinary GP who ran a family clinic in Singapore. But because Dr Quek was the only highly educated person my father knew, so that makes Dr Quek the most intelligent person in the world. Are there people more intelligent than Dr Quek in Singapore? Oh yes, but my father would never cross paths with them, so they don't exist for him. Go figure.

      I can just imagine your partner (the ex-train driver) going on and on and on about how fucking amazing train drivers are, he probably made the claim that he's paid more than bankers, lawyers, engineers and doctors and that they are somehow working class heroes - that all kids should grow up to wanna become train drivers. Navel gazing much Ray? Sounds just like my autistic working class father.

      Delete
    4. And instead of questioning your ex-train driver partner's claims about how well paid train drivers are compared to people with middle class office jobs, you just believed every word he said instead of Googling the facts about how much money some people (like Mr TBT) in finance are making. #rolleyes It's not that I wanna be cruel, but okay he drives a train, good for him, he is providing a service we need as we need trains to run but big fat fucking hairy deal, he's just a train driver and you're seriously telling me that you've never met a rich person before who would make a train driver on 60k a year seem like a pathetic loser in comparison? Oh dear. I rest my case, no wonder you're choosing to train as a teacher instead of picking a different career path. It's nothing personal Ray, it's just that the way you talk has really reminded me so much of my father and it's annoying.

      Delete
  8. Haha. That's alright sorry to annoy you. It could be that both my parents are both very conservative being doctors themselves (well my mom became housewife straightaway after finishing her medicine degree. She was forced to study it by her dad and hated so much that she got depression). Maybe staying with my partner for 8 years has also blinded me so I am very happy to receive criticism from a higher class person to change my mind instead of many working class people telling me that life shouldn't be living to work despite me being passionate about work and feeling the responsibility to contribute to the society. I think after reading your comments yesterday I have made a resolution to having doubling my assets in mind so when my partner divorces me at least I can own what I have now. Hopefully this is a small step in the right direction. I will have to think hard though to find a way rather than being too comfortable with my current situation. However, I do want to enjoy teacher teaching first because that is indeed my passion plus wanting to get involved with Durham University to play violin concerto solo with the university orchestra if I win the competition. Well you could say that I am just not intelligent to do higher paid jobs but I have been trying to improve and looking at investment opportunities although I think I am still miles away from being good maths at A-level difficulty and also failed badly with investment falling for a scam. I hope these hard lessons can put in the right directions so it's nice to look to people like you who have come a long way!

    ReplyDelete
    Replies
    1. Holy fuck. You just said something annoyingly stupid again. I don't want you to think that I'm only scolding you every time you leave a comment but you know how blunt I am so here goes. What the FUCK has being good at maths have anything to do with investments? Do you seriously think that all investment bankers do are tough math all day to make money? No no no no and a thousand times, fuck no!

      That's so fucking ignorant Ray. Look, I get it - you're a music teacher who doesn't know anything about investment banking. That's fine. I work in banking. Instead of saying something totally ignorant and completely wrong like that, why not just ask me a question rather than exposing your ignorance by saying something utterly stupid like that? This is social skills 101. Do not expose your ignorance if you're not sure, do not jump to a hideously wrong conclusion.

      Maths has got literally FUCK ALL to do with investments.

      I work in investment banking and I fire up my calculator on my phone to do simple calculations to work out how much I earn - usually these involve basic arithmetic (plus, minus, multiply, divide) which an 8 year old can do. I fucking suck at maths yet I am raking in serious amounts of money in banking. I am especially vindictive about this as my maths teacher in school used to call me stupid because I fucking sucked at maths - now I am earning in less than a month what a pathetic loser of a maths teacher can earn in a year, well suck on that Mr Lam. I still fucking suck at maths but I'm raking in the big money because maths is fucking useless. It's so totally fucking useless and sucking at maths has not stopped me from becoming so much more insanely rich than my loser of a maths teacher.

      I could go on and on about what I do in investment banking, but it suffices to say that maths consist of exact 0% of it. Absolutely NOTHING. Or I think the technical term is FUCK ALL. Or some might say "sweet fuck all", that's another way of describing 0%. If you wanna talk about good investment opportunities, you need capital - like do you have £250,000 in cash to begin with? If so, then we can talk. If you don't have the cash and all you have is a degree in maths, then guess what? You can't do shit with that knowledge of maths without any capital - so what good is maths? Like it's the most fucking useless subject in the world. Everything is done by AI these days, any kind of maths done in any part of the process is done by COMPUTERS and never by humans - why? Because humans are fucking stupid, we make mistakes, we put the decimal place in the wrong place, computers don't make dumb stupid mistakes like that. So we have the best programmers to write code to automate all these processes, they're good at coding, not maths. It's not the same thing.

      We can talk about investments on another occasion, but fucking hell, you've got to stop believing that us bankers need or use maths. We don't. Stop putting your maths teacher on a fucking pedestal. And maths teachers are the biggest losers of them all. If maths was so fucking useful, then why the fuck was Mr Lam stuck teaching math at a secondary school in Singapore instead of making millions in banking? What a fucking fat and poor loser he was. Fuck maths. Fuck Mr Lam. Fuck all math teachers.

      Delete
  9. By the way, my partner is an ex-dispatcher not train driver but he often said that train drivers are overpaid, more respected in the railway family and shouldn't be paid 'that much' due to thinking that it's an easy job.

    ReplyDelete
    Replies
    1. Hi Ray, look I don't want you to think that I have anything against train drivers or that I look down on them. Quite frankly, I don't have an opinion on the issue. I'm humble enough to recongize the fact that regardless of whether or not I have say on the matter, I don't have any influence on what train drivers get paid as that's a negotiation between them, their unions and their employers. So I choose not to take a stance on the issue. The only reason why I got upset was because you lumped all 'office workers' into one group as if they were a monolithic entity when clearly, that's completely inaccurate of course. Some office workers earn a lot more than others and you shouldn't conveniently ignore the office workers like Mr TBT who can earn in a morning what a train driver earns in a year. You need to avoid what my father does, I'm sure you know the saying 井底之蛙: well you need to recognize the world beyond your immediate surroundings and acknowledge people who you may never ever cross paths with. Just because you may never meet them doesn't mean that they don't exist. Your understanding of the world should still take them into consideration even if your paths will never cross.

      Delete
  10. Smart parent with poor children
    Poor parent with smart children
    Direct examples shown
    Does it related to genes or environment
    I would believe in environment factor more but the brain or character of the children that helps to push themselves forward to achieve more success.

    I don't think Ray wanted to say driver earn more than office staff, he more likely wanted to say driver skill are paid more than they deserved.

    ReplyDelete
  11. Math, Investment and math teacher.

    In our current human civilisation ruled by money, communication and maths are two key skills that have advantages over others. My brain are structured in a way living with numbers. When I look at numbers, I am able to find something valuables turning them into values into money. The best example is when I analysis palm oil datas. 4mt per hectare output versus 1mt average of other vegetable oils, their existence and expansion are going to bankrupt all other vegetables oil businesses. It is no wander, all news are attacking against palm oil. How lucrative is the profit at current price? Per dollar invested, one dollar or more profit each year at the seventh year to twenty fifth year, more than 19 times profit shared among businessman, bankers and politicians. Robert kuok, in his memorial book stated the same point, 4mt vs 1mt, the land under him is worthy in cooking oil production.

    As an employed staff in a company office, good in numbers has no values. The art of communication rules in building gossip, grouping, networking, relationship and politics. The ability in dealing with numbers and calculation could easily be replaced by excel worksheet. The boss see and read the produced reports and made his logical investments decision based on the computerised calculated numbers. My poor communication skill plus poor English put me in awful position.

    That's is why I choose to do self investment as an self employed using my own money. What does investment have to do with math? What have been expressed by Alex only stays true in office investments and sales of investment products. In an investment trading world, where real money enter or exit the capital market, the price fluctuates, there will be times where I knew the numbers are too high or low. I only need to capitalise these opportunities to earn a living. This is my eleventh year and on the average past ten years, there are only one to three trades each year. Good investment traders and trading definitely have to be good in numbers.

    Just hit my forty in life, had past the age of my primary school math teachers, about the age of my secondary math teachers. Bum ass, good for nothing, useless shit, cannot find a job in competing market that's why ends up in school education job. 混口饭吃 得过且过 During army ns reservists, some of those jokers got patch up in jobs being school teachers. Those with lowly grades poly diploma teaching primary school, A levels unable to study in university teaching Sec 1 and 2, those with degrees teaching Sec 3 and 4.

    It is a well paid job for them considering their abilities, that's why you get scolding from them for their poor character, poor social skill and poor communication. They can't even help themselves to live their life better, how could you expect them to help students with difficulties?

    I always enjoy reading Alex blog, for been a good coaching writer, good commands in english language, good in communication writing. It is easy for me to read. How could you write so much and express your view so clearly?

    Once again, Thank you, Alex.






    ReplyDelete
    Replies
    1. You're more than welcome. Sorry I don't respond to all comments. I've been away in West Wales and have been extremely busy since I had gotten back from my holiday in Wales.

      Delete
    2. Smart Alex, still able to enjoy holiday while so many others hiding at home. It's always good to be different.

      Delete
  12. I will. I am putting The Wolf Of Wall Street on my August to do list.

    ReplyDelete
    Replies
    1. Hi Ray. Allow me to give you some advice and I promise I am on my best behaviour here. No scolding this time. I am having some brunch before going to spend my Sunday afternoon doing gymnastics - gymnastics is my passion. I am a former national champion but I am very realistic about how painfully little gymnastics coaches get paid. If I were to blindly put my passion first ahead of everything else, I could easily get a career as a gymnastics coach but end up a very, very poor man. However, I am working a job in finance that pays the bills which allows me to have the money to do things I enjoy, to buy things I like and to do the things that make me happy. One of the directors in my company is a very passionate cyclist. He even left banking for a period of about two years to set up a company to manufacture racing bikes and cycling equipment, but then he realized how massive the pay cut was to run a modest cycling business rather than working in banking. So he cut his losses, came back to banking where he can make several millions a year then he can hop on his private jet to go cycling somewhere beautiful on a whim.

      I think you talk like the strawberry generation - you refuse to pursue anything but a career in an area you're passionate about, then you end up poor and wonder what went wrong? You will hear a lot about my friend 'Vera' (not her real name) on this blog; she is another strawberry who is passionate about photography but is now in her mid-30s and has like £30 in the bank to her name, whilst by the time I was her age, I had already made my first million and had become a property owner. I am as passionate about gymnastics as Vera is about photography - the only difference is that I'm treating it as a hobby now whilst she insists on making it her career.

      Am I passionate about what I do for a living? I am interested but not passionate. Is it fun? No, it's bloody hard work but hey, they pay me very well. It's a price worth paying for the reward of financial security, to be able to have the money to do all the things I like. No one is asking you to give up your passions (I'd better wrap this up if I don't wanna be late for my Sunday gymnastics), I'm just asking you to take a long hard look in the mirror about what your plans are for the rest of your adulthood. Do you wanna end up financially stable like me or do you wanna end up completely broke like my friend Vera?

      Delete
    2. One last piece of Sunday reading material for you: in order to work in banking & business, you need BUSINESS ACUMEN. Not maths. Fuck maths. Business acumen has nothing to do with maths but they don't teach business acumen in school - sure my nephew is doing a subject like economics but it barely scratches the surface of business acumen and I can tell you that my nephew has zero business acumen, I can already tell that after having taught him A level economics. He will end up doing a job like a train driver, ie. when he has a text book, he can memorize the text book, he is very good at following instructions and doing as he is told but the moment you ask him to improvise and solve an unexpected problem, his brain goes completely blank and he is out of his depth.

      Business acumen is that certain je ne sais quoi which makes some businessmen crazy rich and incredibly successful whilst other businesses go bankrupt - have a read of the Wikipedia definition. Like I have stressed, it is NOT maths. I searched for the word 'math' in that wikipedia page and guess how many matches I got? Zero. A big fat zero. Good grief. I probably have enough material here for a full blog post. Okay now I really must get on and pack my gym kit for gymnastics now.

      https://en.wikipedia.org/wiki/Business_acumen

      Delete